Mark Lemoine

I built ML Stats because I couldn't find a retirement planning tool that modeled the complete financial picture. Most retirement calculators focus on a single portfolio balance, but real retirement planning involves multiple income sources, account types, and expenses. ML Stats helps users model those moving parts so they can make more confident decisions about withdrawals, allocations, and long-term financial goals.

Unlike many retirement calculators, ML Stats models individual accounts, income streams, withdrawal strategies, and future expenses to provide a more complete view of retirement readiness.

Drawing on more than 25 years of software engineering and leadership experience, I developed ML Stats with a focus on accuracy, reliability, security, and usability. My goal is to provide practical financial planning tools that people can trust when making some of life's most important decisions.